S. Alavinia and A. Burdorf, Unemployment and retirement and ill-health: a cross-sectional analysis across European countries, International Archives of Occupational and Environmental Health, vol.23, issue.Suppl 1, pp.39-45, 2008.
DOI : 10.1007/s00420-008-0304-6

M. Altman, Implications of behavioural economics for financial literacy and public policy, The Journal of Socio-Economics, vol.41, issue.5, pp.677-690, 2012.
DOI : 10.1016/j.socec.2012.06.002

V. Angelini, D. Cavapozzi, and O. Paccagnella, Dynamics of reporting work disability in Europe, Journal of the Royal Statistical Society: Series A (Statistics in Society), vol.174, issue.3, pp.621-638, 2011.
DOI : 10.1111/j.1467-985X.2011.00705.x

T. Aranki and C. Macchiarelli, Employment Duration and Shifts into Retirement in the EU" LEQS ? LSE 'Europe in Question' Discussion Paper Series 58, 2013.

H. R. Arkes, D. Hirshleifer, D. Jiang, and S. Lim, Reference point adaptation: Tests in the domain of security trading, Organizational Behavior and Human Decision Processes, vol.105, issue.1, pp.67-81, 2008.
DOI : 10.1016/j.obhdp.2007.04.005

T. Barnay, Health, work and working conditions: a review of the European economic literature, The European Journal of Health Economics, vol.28, issue.1, 2015.
DOI : 10.1007/s10198-015-0715-8
URL : https://hal.archives-ouvertes.fr/hal-01297538

L. Behaghel and D. M. Blau, Framing Social Security Reform: Behavioral Responses to Changes in the Full Retirement Age, American Economic Journal: Economic Policy, vol.4, issue.4, pp.41-67, 2012.
DOI : 10.1257/pol.4.4.41
URL : https://hal.archives-ouvertes.fr/halshs-00564950

E. Bonsang and A. Van-soest, Satisfaction with Job and Income Among Older Individuals Across European Countries, Social Indicators Research, vol.25, issue.3, pp.227-254, 2012.
DOI : 10.1007/s11205-011-9879-5

J. Bound, Self-Reported Versus Objective Measures of Health in Retirement Models, The Journal of Human Resources, vol.26, issue.1, pp.106-138, 1991.
DOI : 10.2307/145718

M. Bütler, O. Huguenin, and F. Teppa, What Triggers Early Retirement? Results from Swiss Pension Funds, C.E.P.R. Discussion Paper, issue.4394, 2005.

C. Camerer, L. Babcock, G. Loewenstein, and R. Thaler, Labor Supply of New York City Cabdrivers: One Day at a Time, The Quarterly Journal of Economics, vol.112, issue.2, pp.407-441, 1997.
DOI : 10.1162/003355397555244

M. Choi, M. C. Lohman, and B. Mezuk, Trajectories of cognitive decline by driving mobility: evidence from the Health and Retirement Study, International Journal of Geriatric Psychiatry, vol.60, issue.5, pp.29-447, 2014.
DOI : 10.1002/gps.4024

C. C. Coile and P. B. Levine, Recessions, Retirement, and Social Security, American Economic Review, vol.101, issue.3, pp.23-28, 2011.
DOI : 10.1257/aer.101.3.23

M. Coppola and C. B. Wilke, At What Age Do You Expect to Retire? Retirement Expectations and Increases in the Statutory Retirement Age, Fiscal Studies, vol.97, issue.2, pp.165-188, 2014.
DOI : 10.1111/j.1475-5890.2014.12027.x

R. Crawford, The effect of the financial crisis on the retirement plans of older workers in England, Economics Letters, vol.121, issue.2, pp.156-159, 2013.
DOI : 10.1016/j.econlet.2013.07.024

J. G. Cros, A Theory of Adaptive Economic Behavior, 2008.
DOI : 10.1017/CBO9780511983856

D. Gupta, &. Kristensen, and N. , Work environment satisfaction and employee health: panel evidence from Denmark, France and Spain, 1994???2001, The European Journal of Health Economics, vol.33, issue.3, pp.51-61, 1994.
DOI : 10.1007/s10198-007-0037-6

F. Dietrich and C. List, Where do preferences come from?, International Journal of Game Theory, vol.211, issue.4481, pp.613-637, 2013.
DOI : 10.1007/s00182-012-0333-y
URL : https://hal.archives-ouvertes.fr/halshs-00978007

D. Dorn and A. Sousa-poza, The determinants of early retirement in Switzerland, Swiss J Econ Stat, vol.141, issue.2, pp.247-283, 2005.

S. Drobni?, B. Beham, and P. Präg, Good Job, Good Life? Working Conditions and Quality of Life in Europe, Social Indicators Research, vol.12, issue.2, pp.205-225, 2010.
DOI : 10.1007/s11205-010-9586-7

D. Dwyer and O. Mitchell, Health problems as determinants of retirement: Are self-rated measures endogenous?, Journal of Health Economics, vol.18, issue.2, pp.173-193, 1999.
DOI : 10.1016/S0167-6296(98)00034-4

J. Ferrie, M. Shipley, K. Newman, S. Stanfeld, T. R. Marmot et al., How did distributional preferences change during the Great Recession?, Journal of Public Economics, vol.128, pp.84-95, 2005.

P. Garcia-gomez, Institutions, health shocks and labour market outcomes across Europe, Journal of Health Economics, vol.30, issue.1, pp.200-213, 2011.
DOI : 10.1016/j.jhealeco.2010.11.003

J. I. García-pérez, S. Jiménez-martín, R. Sánchez-martín, and A. , Retirement incentives, individual heterogeneity and labor transitions of employed and unemployed workers, Labour Economics, vol.20, pp.106-120, 2013.
DOI : 10.1016/j.labeco.2012.11.006

K. Gerardi, L. Goette, and S. Meier, Numerical ability predicts mortgage default, Proceedings of the National Academy of Sciences, pp.11267-11271, 2013.
DOI : 10.1073/pnas.1220568110

G. S. Goda, J. B. Shoven, and S. N. Slavo, What Explains Changes in Retirement Plans during the Great Recession?, American Economic Review, vol.101, issue.3, pp.29-34, 2011.
DOI : 10.1257/aer.101.3.29

A. L. Gustman, T. L. Steinmeier, and N. Tabatabai, What the Stock Market Decline Means for the Financial Security and Retirement Choices of the Near-Retirement Population, The Journal of Economic Perspectives, pp.161-182, 2010.
DOI : 10.3386/w15435

A. L. Gustman, . Steinmeier, and L. Thomas, The social security early entitlement age in a structural model of retirement and wealth, Journal of Public Economics, vol.89, issue.2-3, pp.441-463, 2005.
DOI : 10.1016/j.jpubeco.2004.03.007

D. Hamermesh, Expectations, Life Expectancy, and Economic Behavior, The Quarterly Journal of Economics, vol.100, issue.2, pp.389-408, 1985.
DOI : 10.2307/1885388

M. Hurd and K. Mcgarry, Evaluation of the Subjective Probabilities of Survival in the Health and Retirement Study, The Journal of Human Resources, vol.30, issue.5, pp.268-292, 1995.
DOI : 10.2307/146285

M. Hurd, J. Smith, and J. Zissimopoulos, The effects of subjective survival on retirement and Social Security claiming, Journal of Applied Econometrics, vol.XXX, issue.6, pp.761-775, 2004.
DOI : 10.1002/jae.752

A. Jones, N. Rice, and J. Roberts, Sick of work or too sick to work? Evidence on self-reported health shocks and early retirement from the BHPS, Economic Modelling, vol.27, issue.4, pp.866-880, 2010.
DOI : 10.1016/j.econmod.2009.10.001

D. Kahneman and A. Tversky, Prospect theory: An analysis of decision under risk, Econometrica: Journal of the Econometric Society, pp.263-291, 1979.

R. Karasek and T. Theorell, Healthy Work: Stress, Productivity, and the Reconstruction of Working Life, Basic Books, 1990.

M. A. Knoll, Behavioral and psychological aspects of the retirement decision, Soc. Sec. Bull, vol.71, p.15, 2011.

B. K?szegi and M. Rabin, A Model of Reference-Dependent Preferences, The Quarterly Journal of Economics, vol.121, issue.4, pp.1133-1165, 2006.
DOI : 10.1093/qje/121.4.1133

X. Li, M. Hurd, and D. S. Loughran, The characteristics of social security beneficiaries who claim benefits at the early entitlement age, 2008.

M. Lindeboom, Health and Work of Older Workers, Elgar Companion to Health Economics. Edward Elgar, 2006.

A. Llena-nozal, THE EFFECT OF WORK STATUS AND WORKING CONDITIONS ON MENTAL HEALTH IN FOUR OECD COUNTRIES, National Institute Economic Review, vol.209, issue.1, pp.72-87, 2009.
DOI : 10.1177/0027950109345234

L. Masiero and D. Hensher, Shift of reference point and implications on behavioral reaction to gains and losses, Transportation, vol.5, issue.3, pp.249-271, 2011.
DOI : 10.1007/s11116-010-9302-0

A. Schwartz, J. Goldberg, and G. Hazen, Prospect theory, reference points, and health decisions, Judgement and Decision Making, vol.3, issue.2, pp.174-180, 2008.

J. Siegrist, Adverse health effects of high-effort/low-reward conditions., Journal of Occupational Health Psychology, vol.1, issue.1, pp.27-41, 1996.
DOI : 10.1037/1076-8998.1.1.27

J. Strauss and D. Thomas, Health, nutrition, and economic development, Journal of economic literature, vol.36, issue.2, pp.766-817, 1998.

M. E. Szinovacz, L. Martin, and A. Davey, Recession and Expected Retirement Age: Another Look at the Evidence, The Gerontologist, vol.54, issue.2, pp.245-257, 2014.
DOI : 10.1093/geront/gnt010

A. Tversky and D. Kahneman, Loss Aversion in Riskless Choice: A Reference-Dependent Model, The Quarterly Journal of Economics, vol.106, issue.4, pp.1039-1061, 1991.
DOI : 10.2307/2937956

A. Väänänen, K. Pahkin, R. Kalimo, and B. P. Buuk, Maintenance of subjective health during a merger: the role of experienced change and pre-merger social support at work in white-and blue-collar workers, Social Science and Medicine, issue.10, pp.58-1903, 2004.

H. Van-solinge and K. Henkens, Living longer, working longer? The impact of subjective life expectancy on retirement intentions and behaviour, The European Journal of Public Health, vol.20, issue.1, pp.47-51, 2009.
DOI : 10.1093/eurpub/ckp118

T. D. Wilson and D. T. Gilbert, Affective Forecasting, Current Directions in Psychological Science, vol.88, issue.3, pp.345-411, 2003.
DOI : 10.1037/0022-3514.78.5.821