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| HAL: hal-00441155, version 1 |
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| e-commerce & Gouvernance de l'Internet, Sousse : Tunisie (2007) |
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| E-money and communities of payments |
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| Olivier Hueber 1 |
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| (2007-10-19) |
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| This article examines which are the potential ways to settle transactions by going off the official public e-money. By focussing in particular on the PayPal's and Linden Dollars services, it stresses firstly on the impact of new forms of electronic payments on the banking system. Studying such an impact allows us to spotlight the money creation function held by banks. Secondly, this paper shows that new nearly e-monies promote the emergence on new communities of payment with all the consequences traditionally observed in any community namely network externalities and transaction costs. |
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| 1: | Groupe de Recherche en Droit, Economie et Gestion (GREDEG) |
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CNRS : UMR6227 – Université de Nice Sophia Antipolis (UNS) |
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| Subject | : | Humanities and Social Sciences/Economy and finances |
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| INTERNET – MONEY – ELECTRONIC PAYMENTS – BANKING – ELECTRONIC MONEY |
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| Attached file list to this document: | |||||
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| hal-00441155, version 1 | |
| http://hal.archives-ouvertes.fr/hal-00441155 | |
| oai:hal.archives-ouvertes.fr:hal-00441155 | |
| From: Olivier Hueber | |
| Submitted on: Monday, 14 December 2009 23:05:57 | |
| Updated on: Tuesday, 15 December 2009 09:20:34 | |
